Council

LLMs Are Unreliable Financial AdvisorsLos LLMs Son Asesores Financieros Poco Fiables

From Personal Tool to Professional PlatformDe Herramienta Personal a Plataforma Profesional

Council started as a personal project to coordinate cross-border financial planning across tax, investment, immigration, and FIRE domains. It worked — but the trust layer lived inside language models. For something you'd share with a lawyer or base a relocation decision on, that wasn't enough. Council empezó como un proyecto personal para coordinar planificación financiera transfronteriza. Funcionaba — pero la capa de confianza vivía dentro de modelos de lenguaje. Para algo que compartirías con un abogado, eso no era suficiente.

Verified Before Every ReportVerificado Antes de Cada Informe

Before a client receives any report, Council's verification system checks every tax parameter against upstream authoritative sources. We never generate with stale data. Antes de que un cliente reciba cualquier informe, el sistema de verificación compara cada parámetro fiscal contra fuentes autoritativas. Nunca generamos con datos obsoletos.

Adaptive ArchitectureArquitectura Adaptativa

Your profile drives everythingTu perfil lo dirige todo

Hover over any field to see what it activates in the system.Pasa el cursor sobre cualquier campo para ver qué activa.

Primary Sources, Not Blog SummariesFuentes Primarias, No Resúmenes de Blogs

A specialist lawyer's edge isn't just knowing the rules — it's having read hundreds of binding rulings that shape how rules are actually applied. Council systematically harvests these primary sources and indexes them for retrieval. La ventaja de un abogado especialista no es solo conocer las reglas — es haber leído cientos de resoluciones vinculantes. Council cosecha sistemáticamente estas fuentes primarias.

Automatic contradiction detection: 92 binding DGT consultations reviewed. Edge cases found. Zero contradictions to core rules. Detección automática de contradicciones: 92 consultas DGT revisadas. Casos límite encontrados. Cero contradicciones a las reglas centrales.

Deterministic Math, Not LLM GuessworkMatemáticas Determinísticas, No Conjeturas

Seven specialized Python engines handle every calculation. Each independently tested, version-controlled, and verified against authoritative sources. Click to expand.Siete motores Python especializados manejan cada cálculo. Haz clic para expandir.

def _run_monte_carlo(portfolio, spending, income_offsets):
    asset_params = {
        "stocks": {"mean": 0.105, "std": 0.175},
        "bonds":  {"mean": 0.05,  "std": 0.07},
    }
    for _sim in range(10_000):
        balance = total_portfolio
        for year in range(1, years + 1):
            offset = income_offsets[year-1]
            balance -= max(0, spending - offset)
            for asset, weight in weights.items():
                r = np.random.normal(params["mean"], params["std"])
                balance *= (1 + r * weight)

System StatusEstado del Sistema